Geo. M. Stevens Insurance - meeting personal and business insurance needs in NH and VT since 1882

Geo. M. Stevens Insurance has you covered

 

 

  

Homeowner Insurance 

  

 

News You Can Use 

Personal property is covered even if you are away from home when the loss occur (e.g. on vacation).

If you have an expensive wedding/engagement ring set or other fine jewelry, you should know that most homeowner's policies only cover $1,000 worth of jewelry.  Consider extra coverage if the value of your jewelry exceeds this amount.

If you run a business from your home, most homeowner's insurance policies will cover only $2,500 worth of equipment.  Add up the replacement value of your PC, printer, fax, and any other equipment, and make sure you are covered.

Add identity theft coverage for a nominal fee.

For tips on how to reduce your premium, click over to Discounts.

 

Types of Coverage

Real and Personal Property  -  Real property is the home, as well as the garage, the shed, and other structures.  Personal property is the contents of your home and your personal belongings.

Liability  -  Covers bodily injury and property damage on your property  for which you may be responsible.  It also covers your activities elsewhere.

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What's Not Covered

In order to keep the basic premium low, insurance companies make certain assumptions about the average person's lifestyle and possessions.   If you have an extensive hobby or collection of any kind, you will want to consider what it would take to replace it if it were lost.

And while your car might be covered under your auto policy in the event of flood or earthquake, your home is not.  If you live an area that is subject to either of these whims of nature, consider specific flood or earthquake coverage.

Even though you may consider your ATV, RV, boat, snowmobile, or motorcycle your personal property, they are specifically excluded (as are all motorized vehicles except for your riding lawnmower) on your homeowner's insurance policy.   For information on or to receive quotes on these, click on the appropriate link:

ATVs   Motorcycles     RVs   Watercraft      Snowmobiles

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Get a Personalized Homeowner's Insurance Quote

Please note: Any information you submit is strictly confidential, and will not be shared with any other individuals or organizations.

Use the tab key to navigate within the form

General Information
Name
Mailing Address
City
 State
 Zip
State that home is located in (NH or VT)                           
Work Phone Home Phone
E-mail
Legal Address of Residence (if different)
Present Home Insurance Company
 Expiration Date
What Amount is Home Currently Insured?
$ 		Deductible
  		Liability
 
How Long at Present Address? Year Home Built
Number of claims in last 3 years?  
How is Home Occupied?  Primary Home  Secondary Home

About the Structure
Type Construction Roof
1 story frame or stucco asphalt shingle
1 1/2 story masonry veneer wood shingle
2 story masonry tile or slate
split level Foundation other
Occupancy basement Age of roof
1-2 families crawl space  
2-4 families slab  
Garage
Bathrooms
Other Features
1 car attached
# of full
central air conditioning
2 car detached
# of half
central vacuum
3 car basement  
security system
4 car built-in  
wet bar
  car port  
whirlpool tub
Fireplaces
Basement
Deck, Porch, Patio
# of chimneys
finished yes no
deck sq. ft.
# of hearths
sq. ft.
porch sq. ft.
   
patio sq. ft.

How can we reach you?
E-mail address 
Fax number 
Phone number    Best time to call AMPM

Please note that this does not constitute a binding agreement, but rather provides us with information that allows us to provide you with some options.  We make every attempt to contact you by the next business day.
 

 

 
   


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